# MoneyMatter

> Free, open-source budget tracking and personal finance app. Self-host for full data ownership or use the cloud version. Supports AI integration via MCP (Model Context Protocol) for querying your finances with Claude, ChatGPT, or any MCP-compatible client.

MoneyMatter is a privacy-first alternative to apps like Mint and YNAB. It is free, MIT-licensed, and designed for people who want control over their financial data. The app runs as a web application with a Node.js/Express backend and Vue.js frontend, deployable via Docker.

## Key Features

- Bank account synchronization (Monobank, EnableBanking, LunchFlow, with more integrations planned)
- AI-powered transaction categorization that learns your spending patterns
- Budget tracking with visual progress indicators
- Investment portfolio tracking with real-time market data
- Multi-currency support with automatic exchange rates
- CSV and bank statement import (including AI-assisted parsing)
- Custom categories, tags, and notes for transactions
- Recurring transaction tracking
- Detailed analytics and spending reports
- Full data export
- Dark mode, mobile-friendly responsive design
- PWA (Progressive Web App) support

## AI Integration (MCP)

MoneyMatter exposes a remote MCP server that gives AI assistants read-only, OAuth-secured access to your financial data. This lets you ask natural-language questions like:

- "Compare my dining out this month to my 3-month average"
- "Which subscriptions have increased in the past 6 months?"
- "I want to save $500/month — where can I realistically cut?"

Works with Claude, ChatGPT, OpenClaw, and any MCP-compatible client. Access can be revoked anytime.

## Deployment Options

- **Cloud**: Sign up at https://moneymatter.app — no setup required, data never sold
- **Self-hosted**: Deploy with Docker on your own server for maximum privacy. Source code and setup guide at https://github.com/letehaha/budget-tracker

## Links

- [Homepage](https://moneymatter.app/): Landing page with feature overview and sign-up
- [GitHub Repository](https://github.com/letehaha/budget-tracker): Source code, Docker setup guide, and issue tracker
- [Privacy Policy](https://moneymatter.app/privacy-policy): Data handling and privacy practices
- [Terms of Use](https://moneymatter.app/terms-of-use): Terms of service

## Optional

- [Try Demo](https://moneymatter.app): Create a free account or try the demo